Travelers to distant lands have always known that risk is an inevitable part of the adventure. And from ancient times they invented ways to mitigate that risk. Medieval English guilds established funds to provide for their members in the event of accident when they were abroad. Fifteenth-century pilgrims would ensure themselves against captivity. For a certain payment, the insurer would agree to ransom the traveler should he be captured by pirates or Arabs.
As travel expanded, individual traveler’s insurance took on the form of a bet on their own survival – a broker would take a specific amount and agree to pay it back with substantial interest if the traveler returned. The risks of travel were so high that it was usually assumed impossible to purchase insurance that would pay out to someone else if the traveler did not come home. [continue]
If you have your DNA tested for genetic concerns, should the results be private? Or should you be forced to share that information with insurance companies and your employer? That issue is in the news this week. The USA moved in one direction (Guess what they decided – I know you can!) and Canada did the opposite.
Over the objection of their own government, dozens of Liberal backbenchers voted Wednesday night in favour of a bill banning genetic discrimination.
In voting for what is known as Bill S-201, the backbench Liberals, along with all Conservative, NDP and Green Party MPs made it a crime for, among other things, insurance companies to demand potential customers provide a DNA test in order to get a policy. Additionally, no company will be able to deny someone a job if they fail to have their genes tested.
Protection from discrimination because of an individual’s genetic makeup will now be written into the Canadian Labour Code and the Canadian Human Rights Act. [continue]